When someone gets injured in a Lyft accident, who bears responsibility can be difficult to determine. If you got hurt in a crash and you know that it was not your fault, it’s important to figure out which insurance policy was in effect at the time. A Washington, D.C. Uber/Lyft accident lawyer from our firm can help you figure out the next steps and the most effective routes for pursuing compensation.
What Can Lead to a Lyft Accident?
A Lyft accident can have one obvious cause or a combination of elements can lead to a crash. Some common factors include:
- Speeding or aggressive driving
- Driving while impaired by drugs or alcohol
- Distracted driving
- Bad weather conditions
Sometimes a Lyft driver causes the crash. In other situations, another motorist could be the primary culprit. It’s important to figure out who is at fault so that you can pursue compensation for your injuries and trauma.
Whose Insurance Covers Me in a Lyft Accident?
When a Lyft car is on the move with a fare in it, the rideshare company itself has a robust insurance policy that covers first-party and third-party claims. So if you get hurt in a Lyft accident as the driver or passenger of a rideshare vehicle, that policy would cover you. If you are in another vehicle that gets hit by a Lyft driver, you should be able to make a claim against that policy too.
If another driver is involved in an accident and they are at fault, you may be able to make a claim against their insurance policy as well. A case that involves two different policies can get complicated, which is why we recommend hiring a lawyer from our firm who knows rideshare cases well.
The Lyft insurance policy can vary in other situations though. A rideshare driver who is on their way to pick up a fare is still covered, but they have less coverage if their app is on but they do not have a fare yet. If a driver does not use their app at all, they have to rely on their own insurance policy if they get into a crash.
What Kinds of Damages Can I Sue Lyft For?
The Lyft insurance policy can have a limit of $1,000,000 or more. Don’t accept the first lowball offer from the insurance company. Instead, talk to an attorney and figure out how to secure a fair compensation offer that makes up for things like:
- Medical expenses
- Lost wages
- Loss of enjoyment
- Loss of earning potential
- Pain and suffering
Depending on the circumstances of your accident, you may also be able to sue another driver for damages. Our attorneys can help you hold all liable parties accountable.
Talk to a Personal Injury Attorney
If you have been injured in a Lyft accident, you should contact Trombly & Singer, PLLC. We want to hear about what happened to you, and then we want to help you deal with the insurance companies and fight for the compensation that you deserve. You do not have to navigate this on your own.
